Step 1

Pre-Approval

Before you start falling in love with listings, it's important to know what you can actually afford. Pre-approval gives you a clear budget, strengthens your offer when the time comes, and shows sellers you mean business.

  • Meet with a lender to review your finances
  • Determine the right mortgage type for your situation
  • Receive your pre-approval letter
Step 2

Search & Showings

Now the fun begins. We'll work together to narrow down the neighborhoods, features, and price range that fit your life — then get you in the door on the homes worth seeing. Whether you're looking in Anchorage, Eagle River, or the Mat-Su Valley, we know these communities well.

  • Begin your online home search
  • We'll set up showings on homes that match your criteria
  • Tour homes and get a feel for what fits
Step 3

Offer & Negotiation

Found the one? We'll help you put together a competitive offer based on comparable sales and current market conditions. Our job is to negotiate on your behalf and get you the best possible terms — price, closing costs, possession date, and more.

  • Review comparable sales with your agent
  • Submit a strong, well-structured offer
  • Negotiate contract terms to protect your interests
Step 4

Escrow

Once your offer is accepted, you'll enter escrow — the period between signing the contract and closing. This is when earnest money is deposited and your loan application gets submitted. It can feel like a lot of moving parts, but we'll keep you on track every step of the way.

  • Deposit earnest money to secure the contract
  • Complete your full loan application within the contract timeframe
Step 5

Inspections

Inspections are your opportunity to truly understand the condition of the home before you own it. In Alaska, inspections often cover more ground than in other states — we'll make sure you know what to look out for and what's worth negotiating on.

  • Schedule general and any specialty inspections
  • Review the inspection report with your agent
  • Negotiate repair requests or credits for major issues
Step 6

Financing

With inspections wrapped up, your lender will order the appraisal and finalize your loan. This is the home stretch of the financing process — stay responsive to your lender's requests to keep things moving smoothly toward closing.

  • Lender orders the home appraisal
  • Obtain and confirm your homeowners insurance policy
  • Receive your clear to close from the lender
Step 7

Closing Day

This is the moment you've been working toward. You'll do a final walk-through to make sure everything is as expected, sign your closing documents, and receive your keys. Congratulations — you're a homeowner. We'll be right there with you to celebrate.

  • Perform a final walk-through of the home
  • Sign all closing documents
  • Get your keys and celebrate!

Disclaimer: Alaska Real Estate Connection is a real estate team brokered by Herrington and Company. The information provided in this guide is intended as a general overview of the home buying process and may not reflect every situation or transaction. Your experience may vary based on market conditions, lender requirements, and individual circumstances. All information deemed reliable but not guaranteed.

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